Leo’s hope deflated. “That’s the building’s property.”
“Exactly,” Denise said. “Renters insurance doesn’t cover the structure. That’s the landlord’s insurance. Your policy covers your stuff and your liability if you damage someone else’s property.” renters insurance broken window
“Leo,” he said, peering at the window. “That’s a double-pane, argon-filled, custom-size unit. Original to the building, 1927.” Leo’s hope deflated
The sound was a sickening, crystalline CRACK . A single, jagged spiderweb exploded across the living room window, a three-foot-long fracture that let in a sudden, sharp gust of October air. That’s the landlord’s insurance
The next morning, a cheerful claims adjuster named Denise called. “Leo! Sorry about your window. Let’s get this sorted. Do you have photos?”
“It’s twenty bucks a month, Mom. I was going to, but then I needed that new HDMI cable.”
“Five hundred dollars.”
